The certified API layer for open finance and insurance in Latam
Connect to 12+ banks and 10+ insurers through one certified API. FAPI 2.0, consent management, and SFC compliance built in — production-ready in 30 days.
Platform Status
Opensurix Platform
Architecture
One hub. All connections.
Opensurix acts as a certified intermediary layer between your clients and the Colombian financial ecosystem.
API consumers
Fintech
API Client
Bank
Integrator
Broker
Intermediary
OPENSURIX
Open Finance & Insurance
Ecosystem
Banco Central
Bank
Banco Regional
Bank
Aseguradora A
Insurance
Aseguradora B
Insurance
API consumers
Fintech
API Client
Bank
Integrator
Broker
Intermediary
OPENSURIX
Open Finance & Insurance
Ecosystem
Banco Central
Bank
Banco Regional
Bank
Aseguradora A
Insurance
Aseguradora B
Insurance
Open finance compliance is complex, risky, and expensive
Technical Complexity
APIs require OAuth 2.0, FAPI 2.0, ISO 20022. Building from scratch takes 6–18 months and costs $200K+
Regulatory Risk
Circular 004/2024 has active deadlines with severe fines. CCOs lack tools to monitor compliance in real time.
Talent Scarcity
Nobody combines regulatory expertise + financial API engineering. Hiring the right team costs $300K+/year.
One platform. Finance and insurance.
The first unified open finance + open insurance infrastructure in LATAM. Two ecosystems, one certified platform.
Open Finance APIs
Account aggregation, transaction history, income verification and payment initiation across 12+ Colombian banks.
Open Insurance APIs
Policy data, claims management, real-time quotes and coverage verification across 10+ Colombian insurers. Unique in LATAM.
FAPI 2.0 API Layer
Pre-built certified APIs with OAuth 2.0 + PKCE, PAR, DPoP and mTLS. SLA 99.9% uptime guaranteed.
Compliance Dashboard
Real-time regulatory status for Circular 004/2024 and open insurance norms. Zero manual effort. Automatic SFC alerts.
Consent Engine
OAuth 2.0 + PKCE consent flows for banking and insurance data. Complies with Laws 1266 and 1581 automatically.
SFC Directory Manager
Guided SFC inscription without friction or errors. Automatic sync of changes. Includes InnovaHub registration.
Live in 30 days, not 18 months
Connect your core
Integrate your banking or insurance core with our certified API Layer in days, not months.
Avg. 3 days to first API callAutomate compliance
Your compliance dashboard monitors SFC requirements in real time. Zero manual work.
100% automated monitoringScale across Latam
Expand to Mexico and Latam with the same infrastructure, already configured for each market.
Colombia → Mexico → LatamTrusted by leading financial institutions
Circular 004/2024 is active. Are you ready?
Your deadline is now. Every month without compliance = risk of fines.
Rules & actors defined
API standards & sandboxes
Open data portability
Full financial ecosystem
Implementation starts within 48 hours
Transparent pricing. No surprises.
STARTER
Fintechs & Startups
- 1 country
- Core API Layer
- Basic compliance dashboard
- Email support
- Sandbox access
GROWTH
Insurers & Brokers
- 2 countries
- Full API Layer
- Advanced compliance dashboard
- Priority support
- SFC Directory Manager
- Consent Engine
ENTERPRISE
Banks & Large Insurers
- Multi-country
- Premium SLA 99.9%
- Dedicated CSM
- Custom reports
- mTLS + FAPI 2.0
- Dedicated infrastructure
Frequently asked questions
Ready to unify your open finance & insurance infrastructure?
Join 50+ financial institutions and insurers already building with Opensurix